Is sin a debt?
Yes.

There was a certain creditor that had two debtors,
Luke 7:4

Is it a great debt?
Yes.

It is ten thousand talents,
Matthew 18:24

Is it an increasing debt?
Yes.

For we add sin to sin,
Isaiah 30:1

Does God keep an exact account of this debt?
Yes.

For our transgression is sealed up in a bag, and he seweth up our iniquity,
Job 14:17

And will he require it?
Yes.

Whosoever will not harken, I will require it of him,
Deuteronomy 18:19

Are we apt to think that we can pay this debt?
Yes.

Have patience with me, and I will pay thee all,
Matthew 18:29

But can we really pay it?
No.

They had nothing to pay,
Luke 7:42

Have we any friend upon earth that can pay it for us?
No.

Call now if there be any that will answer thee; and to which of the saints wilt thou turn?
Job 5:1

But is there such a friend in heaven?
Yes.

Jesus Christ, who is the propitiation for our sins,
1 John 2:2

Doth God forgive debts?
Yes.

There is forgiveness with thee,
Psalm 130:4

Doth he forgive them freely?
Yes.

The remission of sins is according to the riches of his grace,
Ephesians 1:7

And fully?
Yes.

Having forgiven all our trespasses,
Colossians 2:13

And finally?
Yes.

I will remember their sin no more,
Jeremiah 31:34

Should we therefore pray for the forgiveness of our debts?
Yes.

Enter not into judgment with thy servant,
Psalm 143:2

Should we pray that God would remit the present punishment of sin?
Yes.

Pardon, I beseech thee, the iniquity of this people, as thou hast forgiven them from Egypt even until now,
Numbers 14:19

And that he would deliver us from his everlasting wrath due to sin?
Yes.

I will say unto God, do not condemn me,
Job 10:2

And that he would restore to us divine comfort, forfeited by sin?
Yes.

Restore unto me the joy of thy salvation, and uphold me by thy free Spirit,
Psalm 51:12

Should we pray for the pardon of sin sensibly?
Yes.

As the publican who smote upon his breast, saying, God be merciful to me a sinner,
Luke 18:13

And sincerely?
Yes.

Give ear unto my prayer, that goeth not out of feigned lips,
Psalm 17:1

And importunately?
Yes.

O Lord, hear; O Lord, forgive
Daniel 9:19

And argumentatively?
Yes.

Why dost thou not pardon my transgression, and take away mine iniquity?
Job 7:21

May we here plead the goodness of God’s nature?
Yes.

For thou, Lord, art good and ready to forgive,
Psalm 36:5

And the greatness of our transgressions?
Yes.

Pardon mine iniquity, for it is great,
Psalm 25:11

And the glory of his name?
Yes.

Purge away our sins, for thy name’s sake,
Psalm 79:9

But above all, should we plead the merit and atonement of Christ?
Yes.

Behold, O God our shield, and look upon the face of thine anointed,
Psalm 84:9

Should we forgive those that have offended us?
Yes.

Forbearing one Another, and forgiving one another,
Colossians 3:13

Must we do this freely?
Yes.

Thou shouldst have had compassion, even as I had pity on thee,
Matthew 18:23

And heartily?
Yes.

’We must from the heart forgive every one his brother’s trespasses,
Matthew 18:35

And fully?
Yes.

Ye have not injured me at all,
Galatians 4:12

And immediately?
Yes.

Go, and be reconciled to thy brother,
Matthew 5:24

And repeatedly?
Yes.

Not only till seven times, but till seventy times seven,
Matthew 18:22

And must we not only forgive, but forget?
Yes.

Grudge not one against another,
James 5:9

Is this prudent?
Yes.

The discretion of a man deferreth his anger,
Proverbs 19:11

And honourable?
Yes.

And it is his glory to pass over a transgression,
Proverbs 19:11

And profitable?
Yes.

For if ye forgive men their trespasses, your heavenly Father will also forgive you,
Matthew 6:14

And cannot we hope for forgiveness without it?
No.

But if ye forgive not men their trespasses, neither will your Father forgive yours,
Matthew 6:15